We now offer TRUCKER packages for owner operators, contracted or rented trucks that driver for XPO Last Mile, Amazon, Lowes and many more! 
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View the latest blog posts from Godwin & Silverman Insurance Agency Inc.

Dear Clients: I read recently that a new law was passed concerning Condo Unit Owner Homeowner Insurance. It is my understanding that you still need to send a Certificate of Insurance to your Association but that you no longer need to name the Condominium Association as an Additional Insured or a Loss Payee -- please call me for details and I will look into your specific situation. READ MORE >>

Condominimum Owners Need Building Coverage: If you own a Condo, chances are that you may believe the Association is covering all of your Building and you may believe that all you must insure is your Contents. Nothing could be further from the truth.Please look carefully at the inside of your Condo. READ MORE >>

We provide Insurance for people who work on computers. It is a field that is becoming very large. Please contact me. It is not expensive and includes the Errors or Ommissions you might make. Please call or write. Ron Silverman READ MORE >>

Home Insurance and  Auto Insurance can have an Umbrella Liability Policy which will pay over and above the coverage in the basic policies. However, if there is a Boat owned by the Insured, it must be mentioned to the agent so that any Liabilities with the Boat will be covered under the Umbrella. READ MORE >>

Dear Clients and Friends: When someone does a small contracting job for you, in addition to other items, please get a copy of their General Liability Certificate of Insurance. I recently had a client who had a roof put on improperly. READ MORE >>

Dear Clients & Friends: I went to a Class yesterday that talked about Comparative Negligence in Florida Auto Accidents. I need all my clients to be aware that an accident (or crash) is evaluated from many different perspectives. You can be partially at fault if your radio was on and you were listening to a talk show. READ MORE >>

Home Insurance can be tricky on sink hole coverage. All companies must include catastrophic sink hole -- but optional sink hole coverage (not falling completely into the hole but still having damage) is an additional premium. It is available in some counties and not in others. READ MORE >>

Dear Friends -- I have noticed that many of the insurance companies that will give you a quick quote for a Home Policy are leaving off coverages. It makes the quote for the home policy look very appealing but come the time of the claim -- there is no coverage. READ MORE >>

Silvermaninsurance.com -- The cost to rebuild your home, the value you are taxed at, the sale value of the home and the value that the bank will loan you money on are all different at this time. I do not believe I have ever seen these values so different. READ MORE >>

Florida CIC Committee Meeting on Monday Morning - by Special Invitation. Insurance Education is working in Florida! READ MORE >>

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